A rare find: A charming ranch home with a finished terrace level and no HOA. This 4 bedroom, 3 bathroom home is with a full terrace suite is perfect for a multigenerational family or as a rental property opportunity. As you approach the home, you'll notice the stunning 3 sides brick exterior and the oversized outbuilding, perfect for storage or a workshop. Step inside and be greeted by the open concept layout, with a separate dining room with glass french doors that can also be used as an office space. The large kitchen boasts views to the breakfast area and living room, making it ideal for entertaining guests or spending quality time with family. The terrace level is a true gem, featuring a bar and pool table area, a second kitchen, dining area, living room area, media room, full bath, bedroom, exercise room and bonus room1. Imagine cozying up by the fireplace in the living room or hosting movie nights in the media room. The possibilities are endless in this versatile space. With no HOA restrictions, you have the freedom to make this home your own. Whether you're looking for a peaceful retreat or a potential income-generating property, this home offers endless opportunities. Additional Information: HVAC on Main replaced Oct. 2024, HVAC Terrace 2023, Roof Approx 2021, Retreat and Repair Termite Bond, 2021 septic pump out, Liberty Home Guard home warranty through 6/10/27......Call for details.