A fantastic opportunity is now available on the market for under $ 400k with NO HOA, and it's one you don't want to miss! This property includes TWO lots for the price of one, offering endless possibilities. On Lot 1, you will find a nicely renovated ranch home, cute as a button, featuring 3 bedrooms, 2 full bathrooms, an unfinished basement, and an expansive covered rear patio. The open-concept living room seamlessly connects to the kitchen and dining area. The beautiful kitchen boasts new cabinetry, quartz countertops, and stainless steel appliances. You'll also appreciate the stylish new flooring, fresh paint, and newer windows and roof. Enjoy your morning coffee while overlooking your private retreat. **Lot 2**, adjacent to Lot 1 and over half an acre in size, is also INCLUDED! This buildable additional lot provides extra privacy and space and can be utilized however desired. Bring your plans and imagination and turn them into reality. It is conveniently located near the Silver Comet Trail, just minutes from shopping, dining, and the East-West Connector. This is a unique opportunity ideal for an owner-occupier, an investor, or both!