USDA ELIGIBLE/100% LOAN!!! Welcome home to this charming 3-bedroom, 2-bath residence situated on a level and private 1.11-acre lot with no HOA. Enjoy peaceful mornings on the rocking chair front porch surrounded by mature trees. Inside, you'll find a spacious foyer leading to a large living room with a cozy fireplace, perfect for relaxing or entertaining. The vintage-inspired kitchen offers plenty of cabinet space and flows into a separate dining room. The owner's suite features a walk-in closet and a private bath, while two generously sized secondary bedrooms share a large hall bathroom. Both bathrooms have been updated with new flooring. Recent upgrades include Energy Star Efficient Windows, 6-inch Gutters, and New Fascia Board. The HVAC and water heater are just 5 years old. A 2-car garage provides ample storage and parking. Conveniently located just 10 minutes from I-75, shopping, and restaurants-this home offers the perfect blend of comfort, privacy, and accessibility.